Srikara Financial Services is an independent financial guidance and assistance platform. We help individuals and families understand, compare, and access loan and insurance products offered by banks, housing finance companies, and registered insurance providers in India. Our role is that of a facilitator and advisor. We do not lend money. We do not issue insurance policies. We do not make any credit or underwriting decisions.
Srikara Financial Services, its founder, employees, representatives, and associates are not responsible or liable for any of the following outcomes arising from use of our guidance or services:
All financial decisions are the sole responsibility of the customer. We strongly recommend reading all product terms, conditions, and key information documents before making any financial commitment.
Tax benefits mentioned on this website — including deductions under Section 80C, Section 80D, Section 24(b), Section 80E, Section 80EEA, and exemptions under Section 10(10D) of the Income Tax Act — are based on prevailing provisions applicable to resident Indian individuals as of the last update date of this page.
Our NRI guidance services are provided in accordance with applicable Foreign Exchange Management Act (FEMA) regulations. However:
Information about government schemes (PMAY, Mudra Yojana, Ayushman Bharat, Stand-Up India, etc.) is provided for general awareness. Eligibility criteria, subsidy amounts, and scheme availability are determined solely by the respective government authorities and are subject to change without notice. We assist with the application process but do not control scheme approval outcomes.
When you submit your name, mobile number, email, or any other personal information through this website:
References to "leading banks," "top insurers," or specific financial institutions on this website are made for informational purposes only. Mention of any institution does not constitute endorsement, partnership, or an exclusive relationship. All institution names, logos, and trademarks are the property of their respective owners. Srikara Financial Services has no affiliation with, or authority to bind, any bank or insurance company.
This disclaimer and all services provided by Srikara Financial Services are governed by the laws of the Republic of India. Any disputes arising from the use of this website or our services shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana, India.
If you have any questions about the scope of our services, our legal position, or how we handle your data, please reach out before proceeding.
Important Legal Notice
For your guidance and assistance only. Srikara Financial Services is an independent financial guidance and assistance platform. We help individuals understand and access loan and insurance products offered by banks, housing finance companies, and registered insurance providers. We do not lend money, we do not underwrite or issue insurance policies, and we do not make credit or underwriting decisions of any kind.
All loan sanctions, disbursals, and credit approvals are made solely by the respective financial institutions based on their own credit assessment policies. All insurance policies are issued solely by the respective registered insurance companies based on their own underwriting criteria. Approval is never guaranteed. Interest rates and premiums shown are indicative and subject to change.
No liability for financial outcomes. Srikara Financial Services and its representatives are not liable for any financial loss, claim rejection, policy lapse, loan default, or any other financial outcome arising from products accessed through our guidance. All financial decisions are the sole responsibility of the customer. We strongly recommend reading all product terms, conditions, and key information documents before making any financial commitment.
Tax information. Tax benefits mentioned are based on prevailing Income Tax Act provisions for resident Indians. Tax rules are subject to change. NRI tax treatment varies by country of residence. Please consult a qualified chartered accountant for personalised tax guidance. This website provides general information only and does not constitute legal, financial, or tax advice.