📲Apply Free — Get Started
10+ Years · Zero Fee · All Major Banks

Your Money.
Your Goals.
Our Guidance.

Home loans, personal loans, business loans, education loans and complete insurance coverage — made simple and accessible for every Indian family.

“Financial security is not a privilege of the wealthy. It is a right of every working Indian — and we make that right accessible.”

— Akula Naveenkumar, Founder
Get Free Consultation
We respond within 2 hours on WhatsApp

🔒 Private & secure. Zero fee. We never share your information.

Request Received!
We'll contact you within 2 hours on WhatsApp.
Your reference:
6+
Loan Products
3
Insurance Types
0%
Upfront Fee
NRI
Specialist Services
2h
Response Time
🏆10+ Years Financial Experience
Trusted Guidance for Every Family
🏦Access to All Leading Banks
🛡️Top Insurance Providers
💯Zero Upfront Fee
Loan Solutions

All Loan Products
Under One Roof

Click any product to expand. Or view the full loans page with rates, eligibility and forms.

🏠
Home Loan
New purchase · Resale · Construction
+
8.40% p.a. onwards
Floating · Subject to profile
Key Details
  • Up to ₹10 Cr+
  • Tenure up to 30 years
  • 90% LTV available
  • Balance transfer
  • NRI home loans
Tax Benefits
  • ₹2L deduction u/s 24(b)
  • ₹1.5L u/s 80C
  • PMAY subsidy ₹2.67L
  • Joint loan doubles benefit
Get Guidance →
💼
Personal Loan
Medical · Travel · Wedding · Any need
+
10.50% p.a. onwards
Unsecured · No collateral needed
Key Details
  • ₹50K to ₹50 Lakhs
  • Tenure 1–7 years
  • Approval in 24–48 hrs
  • No collateral
Eligibility
  • Income ₹20K+/month
  • Credit score 700+
  • Age 21–60
  • FOIR below 50%
Get Guidance →
🏭
Business Loan
Working capital · MSME · Expansion
+
11.00% p.a. onwards
Secured & unsecured options
Key Details
  • Up to ₹5 Cr unsecured
  • Term loan, OD, CC
  • Mudra Yojana
  • CGTMSE guarantee
Who Qualifies
  • Business 2+ years old
  • Positive ITR preferred
  • Sole prop to Pvt Ltd
  • GST preferred
Get Guidance →
🏦
Mortgage / LAP
Loan Against Property · Any purpose
+
9.50% p.a. onwards
Secured · Up to 70% of property value
Key Details
  • Residential & commercial
  • Tenure up to 15 years
  • OD facility available
  • Any end-use
Property Types
  • Residential flat/house
  • Commercial office/shop
  • Legally clear title only
  • Joint ownership OK
Get Guidance →
View All 6 Loan Products →
Government Benefits

Schemes That Can
Save You Lakhs

India's government offers powerful financial schemes most people never use — simply because no one told them about it.

Housing · PMAY
PM Awas Yojana (PMAY)
Interest subsidy up to ₹2.67 Lakh for first-time homebuyers in EWS/LIG/MIG categories. Credited directly to your loan account, reducing your EMI from Day 1.
Learn More →
MSME · Business
PM Mudra Yojana
Collateral-free loans up to ₹10 Lakh for small businesses and entrepreneurs. Shishu, Kishor, and Tarun tiers. No processing fee to borrower.
Learn More →
Education
PM Vidya Lakshmi
Single-window portal for education loans. Apply to multiple banks simultaneously. No collateral up to ₹7.5 Lakh. Section 80E deduction on interest.
Learn More →
Health · Family
Ayushman Bharat
Cashless health coverage up to ₹5 Lakh per family per year. Covers 1,929+ medical procedures at 25,000+ hospitals across India.
Learn More →
View All Government Schemes →
How It Works

5 Simple Steps to Your Goal

We handle everything from your first message to loan sanction or policy issuance.

01
Share Your Need
WhatsApp us or fill the form. Takes 2 minutes.
02
Free Assessment
We analyse eligibility and identify the best products.
03
Document Guidance
We tell you exactly which documents you need.
04
Application Filed
We submit to the most suitable institution.
05
Approval & Beyond
Sanction, disbursal, and continued support.
Common Questions

Frequently Asked Questions

Yes — completely free to you. We earn a referral fee from banks and insurance companies when your application is approved. You never pay us anything at any stage.
SBI, HDFC, ICICI, Axis, Kotak, Bank of Baroda, Canara Bank, LIC and 20+ others. We match you to the lender most likely to approve you at the best available rate.
Yes. We have dedicated NRI loan services covering home loans, LAP, and financial planning including FEMA compliance, NRE/NRO routing, and POA documentation.
Within 2 hours on WhatsApp on business days (Mon–Sat, 9am–7pm). For urgent matters, call or WhatsApp directly on +91 80967 12222.
Nothing to start — just your name and mobile for a free assessment. Once we understand your need, we tell you exactly which documents are required.
Reach Us

Get In Touch

Every enquiry reviewed personally. No bots. Real guidance.

💬
WhatsApp
Fastest — reply in 1–2 hrs
✉️
Email
Response within 24 hours
📍
Office
Regus, SLN Terminus, 8F
Gachibowli, Hyderabad
📞
Call
Mon–Sat 9am–7pm IST
Important Legal Notice

For guidance and assistance only. Srikara Financial Services is an independent financial guidance platform. We help individuals access loan and insurance products offered by banks, housing finance companies, and registered insurance providers. We do not lend money, underwrite insurance, or make credit decisions of any kind.

All loan sanctions and insurance approvals are made solely by the respective institutions based on their own policies. Approval is never guaranteed. Rates shown are indicative and subject to change.

Tax information. Tax benefits mentioned are based on prevailing Income Tax Act provisions for resident Indians. Tax rules are subject to change. NRI tax treatment varies by country of residence. Please consult a qualified CA for personalised guidance.